Register now!

  • Get your personal financial assistant, find out where you spent your money, keep an eye on your budget
  • Make simple and easy payments
  • Get full control on your cards  
  • Check your card balances and the transactions history and much more...

Download ArCa application!

Download our applications for iOS and Android.

Important notification!

  • To increase the security level of your account, we strongly recommend you to activate the two-factor authentication feature (Google Authenticator).
  • Two-factor authentication can activated only by web version.



Dear customers,


We would like to thank all of you for using our application.


Our application entered the market in the beginning of April 2019 as the next stage of the development of the previously existing "Virtual Card" payment system, and at that time it was a solution expected and demanded by the market, which provided a new application experience and a range of services in the market, which was available to a small number of participants at that time․


In essence, the application has become a prototype and an incentive for banks to process and develop their own applications, and thus we can consider our mission successful.


At the moment, there are many solutions on the market that essentially cover, in some cases even exceed the range of services available in our application.


Company "Armenian Card", being the operator of the ArCa national payment system, as well as a unified processing center for the majority of banks in Armenia, has decided to focus on providing technological solutions to financial organizations which are the direct beneficiaries of its services

Accordingly, we inform you that from April 15, 2024, operations with the application will be stopped.


Until then, if it is necessary, you can save your payment data by exporting them from the corresponding sections of the WEB version of cabinet, as well as to write out the data of periodic payments / transfers, beneficiaries in order to register them on other platforms later.


We have big plans for the future, soon we will introduce new, modern products for our partner banks continuing to develop the field of payments and transfers in Armenia. We will always be with you when you make a payment or transfer in a physical or virtual environment by card, phone, smart watch and other means.




A constant and invisible companion to your payments,

Armenian Card


Home page with direct acces to ATM search

Home page with direct acces to ATM search

  • Use your ARCA app to find nearest ATM's and Cash deposit ATM's
  • Flexible search system
  • Constantly updating list
See your card balance and transactions at any time

See your card balance and transactions at any time

  • Check card balances as well as the last credits and debits
  • Balance updates after every transaction and every 15 minutes
  • Transactions history contains data starting from January 2018
Enter payments easly

Enter payments easly

  • Make utility payments
  • Keep an eye on your pension fund
  • Pay for your mobile and internet service
  • Fast pay for parking in city
  • Pay for you taxes from 2021
Personal financial assistant

Personal financial assistant

  • Find out where you spent your money, keep an eye on your budget
  • Track your spendings starting from January 2018
  • Filter your spendings by cards and by currency
Full control over all your cards

Full control over all your cards

  • If your card is lost, block it immediately in the app
  • Get access to all card limits details
  • Freeze/Unfreeze cards yourself
Download your card transactions history!

Download your card transactions history!

  • Export your card transactions history for one month starting from January 2018
  • Export your payment history for every month
Easy card settings system

Easy card settings system

  • Add attached cards to the Beneficiaries, now in the app also
  • Sort attached cards
  • Change attached card colors and names
New services in the payments list

New services in the payments list

  • VirusNet
  • YourNet
  • Road police patrol
  • Waste collection
  • Tax payments from 2021
13 Jun 2019
The old version of the ArCa website will operate until July 12, 2019

It's been already two months since our new site and mobile app have been released.

04 Sep 2017
Ardshinbank was the first in Armenia to issue payment cards ArCa-MIR

 Ardshinbank was the first in Armenia to start issuing chip payment cards ArCa-MIR, which are serviced both in Armenia and throughout Russia. The press service of Ardshinbank informed ArmInfo about this.

13 Jul 2017
Mir cards adopted in Armenia

Russian Bank head Elvira Nabullina informed about the launch of the acceptance of Mir cards at the territory of Armenia, she said at the International Financial Congress in St. Petersburg, RNS reported.

03 Jul 2017
Pilot launch of project on compatibility of Armenian and Russian national payment systems (Armenian Card and MIR) to take place by late summer 2017

The pilot launch of the  project on compatibility of Armenian Card payment system and Russian  MIR national payment system will take place by late summer 2017,  Armenian Card CEO Ishkhan Mkhitaryan says in an interview with  ArmInfo's correspondent. He notes that by late summer the national  ArCa cards will be used outside Armenia and the MIR cards will be  served by Armenian banks.